How does health insurance protect you?
WellFit Health Solutions provides a variety of affordable health insurance options to help protect your health AND your financial resources.
Our WellFit-designed Health Indemnity Plans help families to budget their health care expenditure, by providing fixed health benefits they can choose according to their health care needs. Most plans have $0 deductible, a national PPO network and the ability to go to ANY Doctor or facility in the United States. Plans include the following:
Emergency services, Hospitalization and surgical benefits, Ambulatory patient services, Lab services, Preventive and wellness services, Prescription drugs, Chiropractic, TeleDoc and Virtual Mental Health.
Major Medical Plans, on or off the exchange, include maternity, pediatric care, mental health and substance abuse counseling, as well as rehabilitative services and devices.
A WellFit professional advocate will help you select the right plan for your needs and budget.
ADVOCATES PROTECT AND SERVE
Plans include a patient advocacy service to help consumers shop for low-cost, local providers. Many WellFit clients get refund checks back when the bill for their healthcare visit is less than the plan benefit! When a WellFit client faces an unexpected or unreasonably high medical bill, a dedicated patient advocate works on their behalf to negotiate a reduction.
Many health insurance plans are weak in the areas of accidents and emergency care. With a WellFit-designed plan, accidents are covered up to $10,000 with additional benefits paid for accidental death, ground or air ambulance, daily hospital income and dismemberment.
CRITICAL ILLNESS INCOME REPLACEMENT
Thanks to medical advances, more and more Americans are surviving critical illnesses, such as cancer, strokes, heart attacks and kidney failure. Unfortunately, incurring a critical illness can also affect a person's ability to maintain their income, while creating additional expenses associated with receiving care.
Critical Illness Income Replacement is designed to ease financial burdens by providing a lump-sum cash benefit paid directly to the client upon diagnosis of a covered illness.
Benefits are paid for Internal Cancer, Heart Attack, Stroke, End-Stage Renal Failure, Major Organ Transplant, Coronary Artery Bypass, Severe Burns and Angioplasty.
More than 6 in 10 adults, who report having trouble paying their medical bills, actually have health insurance.
Many major medical and employer-based plans have high deductibles, high coinsurance, high cost and inadequate benefits.
GAP plans help bridge gaps in coverage that exist in your current insurance plan by reducing or even eliminating the out-of-pocket expenses associated with hospital and doctor's bills.
Many WellFit-designed plans offer benefits that EXCEED the cost of service or copays on a basic plan, so our clients receive money back!